For a long time, insurance invested the Cloth and it is possible to subject to them a request of online estimate. And yet this feeling of easiness becomes blurred as soon as it is a question of making inquiries about the products of several underwriters. Fortunately, the comparators of insurance exist. But is it really therefore a good idea?
Among all sites of comparison of insurance which is found on the net, most known is undoubtedly Assurant. He allows comparing not less than quarantine companies in almost all domains of the common life: car insurance, insurance motorbike and scooter, insurance life, insurance health, insurance house, insurance credit, insurance decrease and even professional insurance passed to the riddle of this comparator.
But are results therefore conclusive? In other words, is the useful or even interesting, to pass by this type of site to get the best conditions of insurance?
Already, as the site they said himself, Assurant does not have vocation in to introduce to the internauts an exhaustive offer, because it exists more than 200 underwriters in France.
It is more about a selection of companies so as to cover almost all sectors of insurance. And as Assurland is first of all a firm, it is possible to assume that companies are not haphazardly chosen: partnership, affiliation and commission Ne Ment are so many elements on the basis of which agreements could have passed between Assurland and some big names of insurance.
Is it therefore necessary to fear a lack of objectivity? I do not think. However, it is completely possible that rates offered across the comparator are not optimized and an independent step can indeed give better results in term of rates and of adequacy to the personal situation of the applicant.
However, the principle of the comparator remains a good means to make a first sorting and to assess the medium budget necessary for this or that guarantee. That being said, nothing will replace individual and negotiated request.